What is the True Cost of the Elimination Period?
Examples Based on a $280.00 Daily Benefit
Age 180 Days 90 Days 60 Days 30 Days 0 Days
Amounts Below Show What You Have to Pay Before Benefits Start
52
$50,400
$25,200
$16,800
$8,400
$0
53
$52,920
$26,460
$17,640
$8,820
$0
54
$55,566
$27,783
$18,522
$9,261
$0
55
$58,344
$29,172
$19,448
$9,724
$0
56
$61,262
$30,631
$20,421
$10,210
$0
57
$64,325
$32,162
$21,442
$10,721
$0
58
$67,541
$33,770
$22,514
$11,257
$0
59
$70,918
$35,459
$23,639
$11,820
$0
60
$74,464
$37,232
$24,821
$12,411
$0
61
$78,187
$39,093
$26,062
$13,031
$0
62
$82,096
$41,048
$27,365
$13,683
$0
63
$86,201
$43,101
$28,734
$14,367
$0
64
$90,511
$45,256
$30,170
$15,085
$0
65
$95,037
$47,518
$31,679
$15,839
$0
66
$99,789
$49,894
$33,263
$16,631
$0
67
$104,778
$52,389
$34,926
$17,463
$0
68
$110,017
$55,008
$36,672
$18,336
$0
69
$115,518
$57,759
$38,506
$19,253
$0
70
$121,294
$60,647
$40,431
$20,216
$0
71
$127,358
$63,679
$42,453
$21,226
$0
72
$133,726
$66,863
$44,575
$22,288
$0
73
$140,413
$70,206
$46,804
$23,402
$0
74
$147,433
$73,717
$49,144
$24,572
$0
75
$154,805
$77,402
$51,602
$25,801
$0
76
$162,545
$81,273
$54,182
$27,091
$0
77
$170,672
$85,336
$56,891
$28,445
$0
78
$179,206
$89,603
$59,735
$29,868
$0
79
$188,166
$94,083
$62,722
$31,361
$0
80
$197,575
$98,787
$65,858
$32,929
$0
81
$207,453
$103,727
$69,151
$34,576
$0